Home Loan Comparion Tools
Whether you’re moving home, buying your first property, investing or refinancing, our calculator will give you a feel for what your payments might look like each month, week or fortnight.
Home Loan A
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Repayment Type
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Repayment Frequency |
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Home Loan Term
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Annual Interest Rate |
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%
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Loan Amount ($50,000 Minimum) |
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$
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Initial Offset Amount |
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$
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Home Loan B
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Repayment Type
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Repayment Frequency |
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Home Loan Term
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Annual Interest Rate
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%
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Loan Amount ($50,000 Minimum)
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$
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Initial Offset Amount |
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$
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Start Comparison
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View Interests For The First
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* Compare the interests of each repayment for up to the first five years. Most people would re-finance or top-up home loans in five years, it is quite essential to fully understand these numbers. In some scenarios, paying less interest is not the most important thing, you might just save a few hundred dollars but you would have to sacrifice the cash flow.
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Results * Please Note: this is for the minimum repayments
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Home Loan A |
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Home Loan B |
| Repayment Type: |
Principle & Interest |
Interest Only |
| Frequency: |
Monthly |
Monthly |
| Interest Rate: |
4.5% Per Annum |
4.5% Per Annum |
| Loan Term: |
30 Years |
30 Years |
| Loan Amount: |
$500,000.00 |
$500,000.00 |
| Repayment: |
$2,533.43 Monthly |
$1,875.00 Monthly |
| Total Interest Paid: |
$412,033.56 |
$675,000.00 |
| Total Balance Paid: |
$912,033.56 |
$1,175,000.00 |
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Interest Comparison
| Month | Loan A | Loan B |
| 001 | $1,875.00 | $1,875.00 |
| 002 | $1,872.53 | $1,875.00 |
| 003 | $1,870.05 | $1,875.00 |
| 004 | $1,867.56 | $1,875.00 |
| 005 | $1,865.07 | $1,875.00 |
| 006 | $1,862.56 | $1,875.00 |
| 007 | $1,860.05 | $1,875.00 |
| 008 | $1,857.52 | $1,875.00 |
| 009 | $1,854.99 | $1,875.00 |
| 010 | $1,852.44 | $1,875.00 |
| 011 | $1,849.89 | $1,875.00 |
| 012 | $1,847.32 | $1,875.00 |
| 013 | $1,844.75 | $1,875.00 |
| 014 | $1,842.17 | $1,875.00 |
| 015 | $1,839.58 | $1,875.00 |
| 016 | $1,836.98 | $1,875.00 |
| 017 | $1,834.36 | $1,875.00 |
| 018 | $1,831.74 | $1,875.00 |
| 019 | $1,829.11 | $1,875.00 |
| 020 | $1,826.47 | $1,875.00 |
| 021 | $1,823.82 | $1,875.00 |
| 022 | $1,821.16 | $1,875.00 |
| 023 | $1,818.49 | $1,875.00 |
| 024 | $1,815.81 | $1,875.00 |
| Total Interest | $44,299.41 | $45,000.00 |
* Disclaimer: The information provided by loan repayment calculators on this website should be treated as a guide only, and not be relied on as true indication of your home loan repayments, or a quote or indication of pre-qualification for any home loan product. All tools on this website are for loans in Australia only.